BEFORE YOU FILE—KNOW WHAT YOU HAVE

Not every roof problem is an insurance claim. We first determine whether the damage is repairable, related to age or maintenance, or consistent with a covered storm event. That protects you from filing unnecessary claims and helps you make an informed decision.

WHAT OUR INSPECTION DOCUMENTS

• Wind and hail damage to roofing, siding, gutters, and accessories
• Damage patterns across every roof slope
• Flashing, vents, ridge caps, soft metals, and code-related components
• Interior evidence of water intrusion when present
• Measurements, photographs, and repairability concerns.

DENIED DOES NOT ALWAYS MEAN NO DAMAGE

Insurance inspections can miss damage. We have helped homeowners obtain another review when important conditions were overlooked. We do not promise claim approval, but we make sure the property is thoroughly inspected and the documented facts are available for evaluation.

A GOOD ROOFER IS NOT ENOUGH IF YOUR CLAIM IS HANDLED POORLY.

Storm damage must be found, photographed, measured, and explained correctly. Missing details can cost a homeowner thousands of dollars. Michael’s Roofing combines construction experience with a careful storm-damage inspection and documentation process.

YOUR INSURANCE COMPANY MAKES COVERAGE DECISIONS

Michael’s Roofing is your contractor—not your public adjuster or attorney. We identify construction damage, prepare estimates, answer scope questions, and complete the approved work. Your insurer determines coverage under your policy.

FROM INSPECTION TO COMPLETION

  1. Detailed property inspection

  2. Clear explanation of repair versus replacement

  3. Organized damage documentation

  4. Accurate construction estimate and scope review

  5. Professional installation and final walkthrough

DO NOT SETTLE FOR ANYTHING LESS WITH YOUR HOME

Your insurance company sends out its expert, so you should have one, too. If your property was affected by a Midwest storm—or a prior inspection left you with questions—schedule a professional inspection with Michael’s Roofing. Serving Iowa, Illinois, and Missouri since 1998.

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